Homeowners Policies and Renters Policies provide protection from multiple perils for both physical damage and liability. These package type policies offer various types of coverage under one policy.

Homeowners

Our Standard Fire policy provides protection for buildings other than a primary residence. These buildings include tenant dwellings, cabins, etc. Coverage on fire policies can be extended beyond simple fire and lightning protection.

Dwelling Fire

Farmowners policies and Tenant policies provide protection from multiple perils for not only your home but also your farm machinery, animals, outbuildings and liability. Additional farm acreage, with or without buildings, can be added to your Farmowners package.

Farmowners

A Mobile Homeowners policy is a package policy like the Homeowners policy with similar perils coverage.

Mobilehomeowners

Inland Marine policies allow you to specifically insure an item that is not covered or has limited coverage under your homeowners policy. A few examples of items often covered by Inland Marine policies include: jewelry, guns, farm equipment and many others.

Inland Marine

Our Liability policies protect you against suit should personal injury or property damage occur. Different limits are available to suit your needs.

Comprehensive Liability

Protecting your family's assets in the face of adversity is what Millville Mutual's Personal/Farm Umbrella is all about. You’ve worked for the things you have and we want to help protect them. Umbrella policies protect you against suit should personal injury or property damage occur. Limits up to $3,000,000 are available.

Umbrella Coverage

Equipment Breakdown insurance fills the gap in other policies that do not cover your equipment if it breaks down.  This includes PCs and laptops, televisions, refrigerators, dishwashers, water heaters, washer/dryers, lawn tractors, deep well pumps, electrical service panels, pool filtration systems, and more.

Equipment Breakdown

Service Line Coverage

Millville can extend coverage for damage to underground piping, wiring, valves, or attached devices that connect a home to a public utility service or to a private system. This sometimes unforeseen and costly exposure is not covered under most homeowners insurance policies.